• car keys over cash representing car title loans

    Get same day cash on a car title loan

    • Apply Online
    • Get Approved Fast
    • You get the Cash, You Keep the Car
    How much can I get?
  • calendar with today payday loans

    Payday Loans Today

    • Your Payday can be today!
    • Apply online with ease
    • Safe and Secure
    How much can I get?
  • cash for gold

    Sell your Scrap gold for Cash!

    • Sell unwanted Gold Jewelry or Coins
    • Get Paid on the Spot
    • No Need to Mail your Gold!
    Get Started
  • cash for gift cards

    Sell gift cards for cash

    • Sell gift cards in Birmingham or Tuscaloosa
    • Up to 82% on select gift cards
    • Over 3000 gift card brands accepted
    How much can I get?
  • motorcycle

    Fast Cash on Motorcycle Title Loans

    • Apply Online
    • Instant Approval
    • Get Cash in 15 Minutes
    How much can I get?

Loan Types we offer

Title Loan Express offers a variety of loan products and financial services that make it convenient to get the same day cash you need. Our store locations and team members operate with the highest level of customer service and offer a friendly, convenient, confidential and safe environment for your cash needs. Keep reading to learn more about services offered in our Title Loan Express stores.

Car Title Loans | Title Pawn

A title loan is an easy way to get the money you need using your car title instead of your credit rating. A Title Loan Express title loan is based on your vehicle’s value, how much cash you need, and your ability to repay the loan. You pay monthly and you keep the car. Title Loan Express title loans offer dependable and realistic short-term cash solutions from $100-$3,500 or more. Let us find out how much money you can get today. Get started with a simple 3 minute online application.

Motorcycle Title Loans

A motorcycle title loan is an easy way to get the money you need today using your motorcycle as collateral. Our goal is to get you the cash you need as soon as possible. Even if you have bad credit or no credit at all, a motorcycle title loan from Title Loan Express can help you get the money you need in 15 minutes or less. Thankfully, we make the process for your motorcycle title loan fast and easy! Let us find out how much money you can get today.

Payday Loans

A payday loan can provide quick cash until your next payday. Get same day cash and repay your loan amount and fees on your next payday. Apply Online 24/7 or visit any of our store locations and we'll do the rest!

How our loans work

Apply Today

Laptop with title loan express logo

Use our easy online application or simply apply in person at a Title Loan Express location. We make it easy to get you started. 

Get Approved

Approved stamp

Title Loan Express can get you approved online whether you need a title loan, a motorcycle title loan or a payday loan.

Get Your Money

pile of same day cash

You will have the cash you need in as little as 15 minutes or less. Get more. Pay Less

Getting a title loan or payday loan is easy at Title Loan Express

Title Loan Express knows that every customer has different needs. We promise that no one else will work as hard as we do to earn and keep your business. As a trusted direct lender in Birmingham AL and Tuscaloosa AL providing car title loans, motorcycle title loans, and payday loans we pride ourselves on providing critical funds to hard-working people who may simply need a little help from time to time. Offering Alabama title loans and Alabama payday loans, since 1995, our friendly and qualified loan counselors take the time to understand your circumstances and will work hard to find loans that are right for your needs. We offer several types of instant cash loans so that our customers can get exactly what they need. Whether it’s our no credit check policy, our instant approval process, or our 15 minute turnaround time our goal is to help you get the cash you need right when you need it most.

Why Us? It's Simple

green title loan car representing curbside service available


Whether you need a title loan, payday loan, or a motorcycle title loan we have you covered with curbside service. Apply online 24/7. Follow the directions in the next steps email to upload the items that we need for loan origination. Drive up at your appointment time and text or call us and we will bring the paperwork out for you to sign. Easy.

no credit check bad credit ok street sign

No Credit Check

We know that bad things can happen to good people. When you are in a tight spot and have less than perfect credit, a loan from Title Loan Express is the perfect solution for your financial troubles.

15 minute car title loans stopwatch

15 Minute Loans

We understand your schedule is busy and we don’t want to waste your time. That is why we have designed our process to be extremely efficient, upfront, and transparent. We can get cash in your hands in 15 minutes or less!

instant approval checkmark

Instant Approval

Because we finance our own loans, we can get you approved when others cannot. Some lenders depend on banks to fund their loans which strictly limits how they loan. Title Loan Express has the flexibility to make sure you receive the cash you need.

many ways to pay green debit card

Many ways to pay

We accept cash, money orders, cashiers checks, and debit cards. Paying with a debit card saves you a trip to the store to make your payment. We can take your information over the phone or you can pay online.

$25 referral fee big green cash symbol

$25 Refer a Friend

We appreciate your business and will reward you when you tell your friends about us. We will give you $25 cash as a way to say thanks when your friend gets a loan!

borrow smart accreditation logo

Borrow Smart Certified

Title Loan Express is a Borrow Smart Certified Lender and promotes the Borrow Smart Code of Fair Lending. Through this Code, Borrow Smart holds the short-term lending industry accountable and educates residents about the important services they provide.

48 hour satisfaction guarantee shield

Satisfaction Guaranteed

Title Loan Express believes in our loan products and services, which is why we offer a 48 Hour Satisfaction Guarantee. If you are not 100% Satisfied simply return the amount you borrowed. No fuss. No penalties. No fees.

What our customers are saying about us

Very helpful

Google Review by Mileka A.

Great customer service and positive attitude. Been doing business with her over 10 years

Google Review by Karen H.

Love the customer service and professionalism

Google Review by S. Spencer

Excellent service

Google Review by B. Gaming

Totally easy and fast process. Tonya was very professional and explained the ordeal very understandably. Great place to do business

Google Review by E. Howard

Great customer service and was very helpful i highly recommend them to everyone and thank you again

Google Review by C. Gaines

Great customer service. Took the time to explain and do what I needed. She knew how to explain it and Im comfortable with leaving my business in her hands

Google Review by Jerome B.

Very professional and explained the process well..

Google Review by Ada C.

Excellent experience.

Google Review by Tag T.

I love this place they work with you when u need it this is my second time going in there never had a problem.

Google Review by Ashley W.

Fast and Easy

Google Review by Roydez F.

Very great service,and friendly... explained everything I needed to know. I will most definitely be back if need loan again if it was 1out 10 it would definitely be 10

Google Review by Brittany W.

Fast and Easy

Google Review by Roydez F.

Very great service,and friendly... explained everything I needed to know. I will most definitely be back if need loan again if it was 1out 10 it would definitely be 10

Google Review by Brittany W.

I have been doing business here for a few years and service has always been great.

Google Review by Earline B.

Your satisfaction is our number one priority!

48 hour money back satisfaction guarantee shield

If at any point within 48 hours, of originating a car title loan or payday loan, you are not 100% satisfied simply return the amount you borrowed. GUARANTEED!