Consent To Electronic Disclosures

PLEASE CAREFULLY READ THIS CONSENT TO ELECTRONIC DISCLOSURES (THIS "CONSENT") AND PRINT A COPY AND/OR RETAIN THIS CONSENT ELECTRONICALLY FOR FUTURE REFERENCE.

Introduction

You are submitting an online inquiry or application to Title Loan Express (the "Company," "we," "us," or "our"). In order for us to (a) process your inquiries and applications, (b) use and accept electronic signatures, and (c) electronically provide disclosures and other communications related to your inquiries and any credit or other transaction documents that we may enter into with you (now or in the future), we must obtain your authorization as provided in this Consent. This Consent sets forth your rights related to receiving legally-required disclosures, notices, information and communications from us electronically.

Scope of Consent

This Consent applies to all electronic transactions between you and us. If you agree to this Consent, we will interact electronically with you during this transaction and future transactions. By agreeing to this Consent and the electronic delivery of Disclosures, you agree that we may provide electronically (but are not obligated to provide electronically) any and all communications relating to your inquiries and application and any account, credit, or services that may be extended to you (now or in the future). Disclosures and communications that may be provided to you electronically include but are not limited to: (a) your inquiries and credit applications; (b) any credit agreement, loan agreement, pawn/pledge agreement, credit services disclosures and contracts, and this Consent; (c) Notices of Adverse Action and related disclosures, Privacy Policy notices, federal and/or state-mandated brochures and disclosures, and account and transaction information; and (d) disclosures and information about your inquiries, applications, accounts, or your business relationship with us.

Option for Paper or Non-Electronic Records

You request to receive one or more Disclosures in paper copy by submitting your written request to Title Loan Express, Attn: Electronic Disclosures Customer Service, 925 Forestdale Blvd Birmingham, AL 35214 - include your name, address, telephone number and, if applicable, account number in all requests. We will provide paper copies at no charge. We will retain copies of all Disclosures as required by applicable law.

By proceeding with your inquiry or application, you acknowledge and agree that you have the technological capacity to receive and access Disclosures in the designated formats.

Withdrawing Consent

You may withdraw your agreement to this Consent at any time and at no charge. However, if you withdraw your agreement to this Consent before obtaining services from us, the withdrawal of your Consent may prevent you from obtaining such services. If at any time you wish to withdraw your agreement to this Consent, you can send us your written request to withdraw your Consent by mail to Title Loan Express, Attn: Legal Department, 925 Forestdale Blvd Birmingham, AL 35214. If you withdraw your Consent, the legal effectiveness, validity, and enforceability of Disclosures, signatures, etc. made prior to the effective date of your withdrawal will not be affected. Note that it may take up to three business days from receipt to process your withdrawal request.

Change to Your Contact Information

You must tell us when your e-mail address or mailing address changes by writing to us at to Title Loan Express, Attn: Customer Service, 925 Forestdale Blvd Birmingham, AL 35214 - include your name, address, telephone number and, if applicable, account number in all requests.

By proceeding with your inquiry or application, you acknowledge that you have reviewed in its entirety, understand and agree to the Consent to Electronic Disclosures, Communications and Signatures set forth above.

Tle.LR.AL.23.11.02